Is Dental Insurance Enough to Cover My Treatment?

Understanding Your Coverage with Fortune Dental

Dental insurance is a wonderful benefit—it can help reduce your out-of-pocket costs and make dental care more affordable. But it’s important to remember that insurance is just one method of payment, and it does not always cover the full cost of your treatment.

What You Should Know About Dental Insurance

There are many different types of dental insurance, and every plan is unique. Some cover only preventive care, while others may offer partial coverage for major procedures. But almost all plans include limitations, waiting periods, yearly maximums, and often require preauthorization for certain treatments.

That means before some procedures can begin, your insurance company must review and approve them.

Your Coverage Is Unique to You

Just because a friend or family member had something covered doesn’t mean your plan will cover the same thing. To avoid surprises, it’s important that you:

• Review your benefits to understand what's covered

• Know your history—how much of your yearly maximum has been used?

• Ask about preauthorizations for treatments like crowns, implants, or oral surgery

At Fortune Dental, we’re happy to help guide you through this process and answer any questions you may have about your specific insurance plan.

Don’t Delay Treatment Waiting for Insurance

One of the most common mistakes patients make is delaying important dental treatment while waiting on insurance approval—or assuming insurance will cover it all. Unfortunately, dental problems don’t wait. What starts as a simple issue can become more complex and costly if left untreated.

Your health is too important to put on hold.

Flexible Financial Options Are Available

If your insurance doesn’t cover the full cost—or if you’re uninsured—Fortune Dental offers flexible payment options to make treatment affordable:

• Cherry

• CareCredit

• Springstone

These financial plans can break your treatment costs into manageable monthly payments, so you can get the care you need without the stress.

The Bottom Line:
Dental insurance helps, but it’s not everything. At Fortune Dental, we're here to help you understand your benefits, navigate your options, and create a personalized treatment plan that fits your health needs and your budget.

Have questions? Ready to schedule? Contact us today—your smile is worth it!