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End-of-Year Reminder: Use Your Dental Insurance Benefits Before They Expire

Dec 24, 2025
Dental insurance, dental cleaning, abscess, emergency, implants, crown, denture

Every year, millions of dollars in dental insurance benefits go unused. At Fortune Dental, we want to ensure our patients get the full value of the coverage they’ve been paying for all year long. As December approaches, now is the ideal time to schedule your appointments, complete recommended treatments, and take advantage of the preventive care included in your plan.

If you’ve been searching for a “dentist near me” who can help you maximize your insurance benefits, our team is here to support you.

Why Dental Insurance Benefits Don’t Roll Over

Most dental insurance plans work on a calendar-year system. Your annual maximum, preventive care allowances, and other covered services reset on January 1st. Any unused benefits disappear, meaning you lose potential savings.

Common benefits that go unused include:

  • Fully covered cleanings
  • Routine dental exams
  • Annual X-rays
  • Allowances toward fillings, crowns, and other restorative care

Using these benefits before they reset is a smart way to protect your oral health and minimize out-of-pocket expenses.

The Cost of Delaying Dental Treatment

Postponing dental care can lead to significant complications and higher long-term costs. A minor cavity left untreated can become a root canal or extraction. Gum inflammation can progress into advanced periodontal disease. Small cracks can turn into fractures requiring crowns.

By utilizing your insurance benefits before the year ends, you ensure:

  • Early detection of dental issues
  • Lower treatment costs
  • Reduced risk of emergencies
  • Faster, less invasive care

How to Maximize Your Benefits at Fortune Dental

  1. Schedule Your Preventive Visit Today

Cleanings, exams, and X-rays are typically covered at or near 100 percent. These visits keep your smile healthy and help catch issues before they become serious.

  1. Complete Any Recommended Dental Treatment

If you’ve been placing fillings, crowns, or periodontal treatment on hold, now is the time to complete them. Our team can review your remaining benefits and prioritize care accordingly.

  1. Plan Multi-Step Treatments Strategically

Complex treatments—such as implants or multi-visit restorations—can often be split across two benefit years to minimize cost. We can help you schedule accordingly.

Frequently Asked Questions About Insurance Benefits

Q: How do I find out what benefits I still have left?

A: Fortune Dental can contact your insurance provider and provide a clear, detailed breakdown of your remaining coverage.

Q: Is there still time to book an appointment before the end of the year?

A: Yes, but end-of-year appointments fill quickly. We encourage you to call as soon as possible.

Q: Does insurance cover cosmetic or restorative care?

A: Most restorative procedures have varying levels of coverage. Cosmetic services differ by plan, and we can review your insurance to explain your exact benefits.

 

Use Your Benefits Before They Expire

Don’t let unused dental benefits go to waste. Call Fortune Dental at 407-348-2002 or visit us at 2324 Fortune Road, Kissimmee, Florida 34744 to schedule your appointment.

Your benefits refresh soon—now is the time to take advantage of them.